Credit Score Bliss

I have blogged in the past about how the value (to individuals) of credit scoring is mostly a myth that gets persists because it benefits banks.

Here is some unintentional humor from a company selling the service of finding your credit score. To promote their service they picked a stock photo of two young people looking excitedly at a computer. It was probably taken with the idea that wedding planners would buy it. It could be used to convey “OMG, this is perfect place to get married,” “OMG, I got an offer from my dream job,” or “OMG, they’re going to publish my book.”

(Click for a larger view)

OMG, here’s a number summarizing how much financial institutions like me! And here are three good points to remember:
1. Pay your debts on time.
2. Have a variety of types of debt.
3. Stay in debt. (Or at least keep the account open.)

This is obviously just a bad ad, but it unintentionally parodies a self-serving point of view promoted by financial institutions.